At HawkinsThomas Wealth Management, our aim is to give face-to-face advice that is designed to meet your unique requirements and circumstances so that we can create bespoke financial plans to build your individual short, medium and long term goals.
We understand there are no off-the-shelf solutions and every individual client has unique requirements, responsibilities and ambitions, therefore we create bespoke long term financial plans for every single client.
Our relationship-based advice approach helps us fully understand your unique situation so we build a clear path to help you achieve your goals. Once your plan has been established, we will monitor it closely and make amendments as and when appropriate. We appreciate that circumstances, goals, opportunities and legislation can change over time, so we implement a monitoring strategy to allow us to act promptly when required. As a client of HawkinsThomas you will be at the centre of all that we do.
How we can help you:
At HawkinsThomas, the primary purpose of the first meeting with a potential client is to fully understand what “wealth” means to you. Once we understand what wealth means to you, we can help you to clarify “your number”.
We all work hard to accumulate wealth, to give us the lifestyle that we have become accustomed to. Some people will be happy with their current lifestyle and that is fine. Some people however will want a better lifestyle.
We will work with you to create a comprehensive plan to map out your future, establish your number for the lifestyle that you want and help identify what we need to do to get you there.
Some unfortunate circumstances can severely hamper or even destroy your ability to create the wealth you need for you and your family?
- Critical illness
Due to the nature of these events, we know that an individual will want to make provision to financially protect their family.
Whilst we are unable to prevent these unfortunate events from happening, we can help to minimise or eradicate the financial stress that tends to come hand in hand.
With everything in life, things evolve over time and that is the same when it comes to managing wealth.
Now you’ve accumulated some degree of wealth, this now needs to be managed and monitored to ensure that your financial goals are kept on track as there are a number of factors that could have an impact your wealth.
We know from experience that what was a good idea at one point can quite easily turn in to a bad one. At HawkinsThomas it’s our job to work closely with you, re-evaluate your financial plan and adapt where necessary.
Working closely with some of the major investment houses, we are able to provide market leading investment management to help you achieve those goals.
Throughout our lives, we pay Income Tax, National Insurance Tax , Capital Gains Tax, Value Added Tax, When it comes to the passing on of your estate, forward planning is essential.
We all want to know that on our deaths, our hard earned wealth is passed to the people that we want to benefit and not subject to the laws of intestacy (this is where the law decides who inherits the estate if there is no will).
Forward planning ensures that your family are not faced with uncertainty at what is already a very difficult time.
Inheritance tax is also payable, at a rate of 40% on assets in excess of the governments nil rate band at time of death. Fortunately, with careful planning this can be minimised or avoided altogether.
We can also work closely with your legal representatives to understand your personal circumstances and to ensure that any plans are as tax efficient as possible.